Personal Finance Simulator
By Micah's Learning Resources
Your students get one year on a real entry-level paycheck. They pick a job, read their first pay stub, plan every month, and watch rent, bills and paychecks land on a calendar on the days they actually happen. Then life gets in the way: the brakes start grinding, a friend gets married, a text from "the bank" asks for a card number. Every choice carries into the next month, and it is possible to lose the apartment. What's Included: - A full-year personal finance simulator, played in one browser file - Four real starting lives: a pharmacy technician in Phoenix, a warehouse associate in Dallas, an electrician helper in Chicago and a retail associate in Seattle, with real 2025 and 2026 wages, rents, transit costs and state taxes - Real pay stubs every other Friday: federal income tax, Social Security, Medicare, state tax, health insurance and an optional 401(k) with an employer match - 39 life events, drawn differently every game, with follow-ups that come back later (put off the brake job and it costs more next month) - A monthly bank statement, credit card statement and credit score change with the reason for it - An end-of-year review of every decision and what it cost - A Library of 11 public-domain photographs from the history of paychecks, banks and saving - A teacher guide with a 45-minute lesson plan, discussion questions with answers and a game code so the whole class faces the same surprises - A three-page printable (reading a pay stub, timing bills against paydays, wha
Find it on: Gumroad, Etsy, Kitchen Table Curriculum, Classful